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Navigating the process of buying a new home in Bradley, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Bradley, CA or getting it ready for the market.
Identify the new home you want to buy in Bradley, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Bradley, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Bradley, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Bradley, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Bradley, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Bradley, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Bradley, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Bradley, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Bradley, California offer numerous benefits to both homebuyers and sellers. One of the primary advantages is the ability to secure financing quickly, allowing buyers to bridge the gap between the purchase of a new home and the sale of their current property. This can prevent delays and ensure a smoother transition between homes. Demographically, Bradley is a small town located in Monterey County, California, with a population of around 1200 residents. The area is known for its picturesque landscapes, including rolling hills and vineyards. The community has a tight-knit feel, making it an ideal place for families and retirees looking for a peaceful environment. The housing market in Bradley, California, is characterized by a mix of charming historic homes and modern properties. The market is relatively stable, with moderate appreciation rates. Bridge loans can help buyers take advantage of opportunities in this market by providing the necessary financing to secure their dream home. Among the main attractions in Bradley is the nearby Pinnacles National Park, known for its towering rock formations and diverse wildlife. Residents and visitors can also enjoy wine tasting at local vineyards, hiking, and exploring the beautiful countryside that surrounds the town.
Bridge Loans in Bradley, California
