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Navigating the process of buying a new home in Brandeis, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Brandeis, CA or getting it ready for the market.
Identify the new home you want to buy in Brandeis, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Brandeis, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Brandeis, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Brandeis, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Brandeis, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Brandeis, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Brandeis, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Brandeis, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Brandeis, California provide a lifeline for homeowners needing quick financing to bridge the gap between the purchase of a new home and the sale of their existing one. These loans offer flexibility and speed, allowing for smoother transitions without the stress of contingent offers. Demographically, Brandeis is an affluent community with a high median income and a well-educated population. The area boasts a mix of young professionals and families, drawn to the excellent schools and serene surroundings. The community values safety, education, and a strong sense of community. The housing market in Brandeis, California, is competitive yet stable. The area offers a mix of single-family homes and luxury estates set against the backdrop of rolling hills and scenic landscapes. With limited inventory and high demand, property values tend to hold steady, making it an attractive investment opportunity. Brandeis, California, is known for its natural beauty and outdoor recreational opportunities. Residents and visitors alike can enjoy hiking in the nearby mountains, exploring local vineyards, or visiting cultural attractions such as museums and galleries. The community prides itself on preserving its natural environment while offering an array of activities for all ages.
Benefits of Bridge Loans in Brandeis, California