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Navigating the process of buying a new home in Brisbane, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Brisbane, CA or getting it ready for the market.
Identify the new home you want to buy in Brisbane, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Brisbane, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Brisbane, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Brisbane, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Brisbane, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Brisbane, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Brisbane, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Brisbane, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Brisbane, California offer numerous advantages for individuals looking to buy a new home before selling their current property. These short-term loans provide the financial flexibility needed to secure a new home quickly without being contingent on the sale of the existing property. Demographics: Brisbane, California, has a population of approximately 4,700 residents. The city is known for its diverse community with a mix of families, young professionals, and retirees. The median household income in Brisbane is higher than the national average, making it an attractive location for potential homebuyers. Housing Market: The housing market in Brisbane, California, is competitive yet stable. The median home value is above the national average, reflecting the city's desirability. Bridge loans can help buyers navigate this competitive market by providing the necessary funds to make competitive offers and close deals quickly. Main Attractions: Brisbane, California, is surrounded by natural beauty, with nearby attractions such as San Bruno Mountain State Park offering hiking and breathtaking views of the Bay Area. The city's proximity to San Francisco also provides easy access to urban amenities, cultural attractions, and employment opportunities.
Benefits of Bridge Loans in Brisbane, California
