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Navigating the process of buying a new home in Brooks, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Brooks, CA or getting it ready for the market.
Identify the new home you want to buy in Brooks, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Brooks, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Brooks, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Brooks, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Brooks, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Brooks, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Brooks, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Brooks, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Brooks, California offer numerous benefits to homebuyers. These short-term loans provide quick financing to purchase a new home before selling an existing one, preventing the need to wait for a buyer. This option allows buyers to secure their dream home without delays. Brooks, California, is a charming rural community with a population of around 3,000 residents. The area boasts a diverse demographic mix, including families, retirees, and young professionals seeking a peaceful lifestyle in a picturesque setting. The housing market in Brooks is dynamic, with a mix of historic properties and modern homes. The median home price is competitive, making it an attractive location for first-time buyers and investors looking for affordable real estate opportunities in California. Some main attractions in Brooks include the Cache Creek Casino Resort, which offers gaming and entertainment options. Additionally, residents and visitors can enjoy outdoor activities like hiking in the nearby Cache Creek Regional Park or exploring the local wineries in the scenic Capay Valley.
Bridge Loans in Brooks, California
