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Navigating the process of buying a new home in Brownsville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Brownsville, CA or getting it ready for the market.
Identify the new home you want to buy in Brownsville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Brownsville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Brownsville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Brownsville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Brownsville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Brownsville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Brownsville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Brownsville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Brownsville, California offer a valuable solution for homeowners who are looking to purchase a new property before selling their current one. These loans provide immediate funds for a down payment, enabling individuals to secure their dream home without the burden of waiting for their existing property to sell. Demographically, Brownsville, California is a diverse community with a mix of families, young professionals, and retirees. The city boasts a strong sense of community, with residents enjoying access to top-rated schools, parks, and recreational facilities. In terms of the housing market, Brownsville, California is experiencing steady growth in property values. The demand for homes in the area is high, making it an attractive investment opportunity for both homeowners and real estate investors looking to capitalize on the increasing market value. Some of the main attractions in Brownsville, California include the picturesque waterfront, a vibrant downtown area filled with shops and restaurants, and easy access to outdoor activities such as hiking, biking, and water sports. The city's rich cultural heritage and friendly atmosphere make it a desirable place to call home.
Benefits of Bridge Loans in Brownsville, California
