Get Approved at The Lowest Rate
Navigating the process of buying a new home in Caldwell, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Caldwell, TX or getting it ready for the market.
Identify the new home you want to buy in Caldwell, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Caldwell, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Caldwell, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Caldwell, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Caldwell, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Caldwell, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Caldwell, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Caldwell, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
A bridge loan in Caldwell, Texas provides individuals and families with the flexibility to purchase a new home before selling their current one. This can be especially beneficial in competitive real estate markets where quick decisions are necessary. Demographically, Caldwell is a diverse community with a mix of young families, retirees, and professionals. The cost of living is relatively low compared to larger cities, making it an attractive option for those seeking a more affordable lifestyle. In terms of the housing market, Caldwell offers a range of options from historic homes to new developments. The market is currently stable with moderate growth, making it a solid investment opportunity for those looking to buy property in the area. Some of the main attractions in Caldwell include the Burleson County Historical Society Museum, the Caldwell Civic and Visitor Center, and the Caldwell Zoo. These attractions offer residents and visitors a chance to explore the rich history and culture of the area.
Benefits of Bridge Loans in Caldwell, Texas
