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Navigating the process of buying a new home in Caliente, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Caliente, CA or getting it ready for the market.
Identify the new home you want to buy in Caliente, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Caliente, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Caliente, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Caliente, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Caliente, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Caliente, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Caliente, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Caliente, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer an ideal solution for those looking to purchase a new property before selling their current one. In Caliente, California, these loans can provide the flexibility and financial support needed to facilitate a smooth transition between homes. They bridge the gap in financing, allowing buyers to make competitive offers and secure their dream home without the stress of contingency clauses. Caliente, California, is a diverse community with a population that values a tight-knit, neighborly atmosphere. The town boasts a mix of young families and retirees, creating a vibrant and welcoming environment. With a strong sense of community, residents in Caliente enjoy local events, farmer's markets, and a range of outdoor activities in the picturesque surroundings of the Southern Sierra Nevada. The housing market in Caliente offers a range of opportunities for buyers and sellers. With a mix of traditional single-family homes and charming ranch-style properties, there is something to suit every taste and budget. The market is stable, with steady appreciation rates, making it an attractive option for those looking to invest or settle down in a peaceful, scenic location. Some of the main attractions in Caliente include the beautiful Kern River, which offers opportunities for fishing, kayaking, and hiking. The Sequoia National Forest is also nearby, providing residents with access to stunning natural beauty and outdoor recreation. Additionally, the community values its local history, with museums and cultural events celebrating Caliente's unique heritage.
Benefits of Bridge Loans in Caliente, California
