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Navigating the process of buying a new home in California Hot Springs, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in California Hot Springs, CA or getting it ready for the market.
Identify the new home you want to buy in California Hot Springs, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in California Hot Springs, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in California Hot Springs, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in California Hot Springs, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in California Hot Springs, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in California Hot Springs, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in California Hot Springs, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in California Hot Springs, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer immediate financing for homebuyers in California Hot Springs, CA, bridging the gap between the sale of their current home and the purchase of a new one. This allows for a smoother and quicker transition without missing out on the dream property. California Hot Springs, CA, is a small community nestled in the foothills of the Sierra Nevada mountains. With a population of just over 200 residents, it offers a peaceful and close-knit environment, perfect for those seeking a break from the hustle and bustle of city life. The housing market in California Hot Springs, CA, is diverse, ranging from cozy cabins to spacious ranch-style homes. The median home price is affordable compared to larger cities in California, making it an attractive option for first-time homebuyers and those looking to invest in a tranquil getaway. Some main attractions in California Hot Springs, CA, include the Sequoia National Forest, where residents can explore hiking trails and marvel at the giant sequoia trees. The area is also known for its natural hot springs, offering relaxation and rejuvenation amidst the serene landscape.
The Benefits of Bridge Loans in California Hot Springs, CA
