Get Approved at The Lowest Rate
Navigating the process of buying a new home in Calipatria, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Calipatria, CA or getting it ready for the market.
Identify the new home you want to buy in Calipatria, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Calipatria, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Calipatria, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Calipatria, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Calipatria, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Calipatria, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Calipatria, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Calipatria, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Calipatria offer a crucial financial solution by providing short-term funding to bridge the gap between the purchase of a new home and the sale of an existing property. This flexibility allows homeowners to secure their new residence quickly without the constraints of a contingent offer. Calipatria, California, home to a diverse population, offers a blend of cultures and backgrounds. With a strong sense of community, residents enjoy local amenities such as parks, schools, and recreational facilities. The city's demographics reflect a mix of families, young professionals, and retirees. The housing market in Calipatria presents a range of opportunities for both buyers and sellers. With competitive prices and a variety of housing options, the market caters to different preferences and budgets. Bridge loans can be a valuable tool in navigating this dynamic real estate landscape. Calipatria boasts several main attractions, including the Salton Sea State Recreation Area, a popular spot for outdoor enthusiasts. The city's historical sites, vibrant local shops, and cultural events contribute to its charm and appeal, making it an ideal place to call home.
Benefits of Bridge Loans in Calipatria, California
