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Navigating the process of buying a new home in Calistoga, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Calistoga, CA or getting it ready for the market.
Identify the new home you want to buy in Calistoga, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Calistoga, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Calistoga, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Calistoga, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Calistoga, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Calistoga, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Calistoga, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Calistoga, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Calistoga offer several advantages to both buyers and sellers. These short-term loans allow buyers to secure a new property before selling their current one, providing financial flexibility and preventing missed opportunities. Sellers benefit by attracting more buyers who can act quickly with bridge financing. Demographics: Calistoga, California, known for its hot springs and vineyards, has a population of around 5,300 residents. The town attracts visitors and new residents with its charming small-town feel, luxury spas, and renowned wineries. Housing Market: Calistoga's housing market is competitive yet diverse, with a mix of luxury estates, historic homes, and modern developments. Bridge loans can help buyers navigate this market by providing temporary funding to secure their dream home while finalizing the sale of their current property. Main Attractions: In Calistoga, visitors and residents can enjoy attractions such as the Old Faithful Geyser, Castello di Amorosa winery, and Petrified Forest. The town's unique offerings make it a desirable location for those seeking a mix of relaxation and adventure.
Benefits of Bridge Loans in Calistoga, California
