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Navigating the process of buying a new home in Callahan, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Callahan, CA or getting it ready for the market.
Identify the new home you want to buy in Callahan, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Callahan, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Callahan, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Callahan, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Callahan, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Callahan, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Callahan, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Callahan, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Callahan, California offer numerous benefits for individuals looking to buy a new home before selling their current one. These loans provide quick access to funds, allowing buyers to secure their dream home without needing to wait for their existing property to sell. Demographics in Callahan reveal a small and close-knit community with a population that values the natural beauty and tranquility of the area. The majority of residents are families and retirees attracted to the peaceful lifestyle and picturesque surroundings. The housing market in Callahan is characterized by a mix of traditional country homes and modern properties. With the demand for housing on the rise, bridge loans provide a convenient financing option for buyers looking to capitalize on the market opportunities in the region. Callahan, California boasts a variety of main attractions, including the stunning Shasta-Trinity National Forest, perfect for outdoor enthusiasts. Additionally, the nearby Marble Mountain Wilderness Area offers hiking trails and breathtaking views, making it a popular destination for nature lovers.
Benefits of Bridge Loans in Callahan, California
