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Navigating the process of buying a new home in Calliham, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Calliham, TX or getting it ready for the market.
Identify the new home you want to buy in Calliham, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Calliham, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Calliham, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Calliham, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Calliham, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Calliham, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Calliham, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Calliham, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans provide a short-term financing solution for homeowners looking to transition between the sale of their current home and the purchase of a new one. In Calliham, Texas, these loans offer the benefit of quick access to funds, allowing individuals to make competitive offers on new properties without waiting for their existing home to sell. Demographically, Calliham is a small community located in McMullen County with a population of around 200 residents. It boasts a close-knit community feel, making it an ideal location for families looking for a peaceful and safe environment to settle down in. In terms of the housing market, Calliham offers a mix of single-family homes, ranch properties, and vacant land for sale. The market is characterized by affordable prices compared to neighboring areas, making it an attractive option for first-time homebuyers and those looking to invest in real estate. Main attractions in Calliham include the Choke Canyon State Park, known for its recreational activities such as fishing, boating, and camping. The park is a popular destination for outdoor enthusiasts and nature lovers, adding to the appeal of living in this charming Texas town.
Benefits of Bridge Loans in Calliham, Texas
