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Navigating the process of buying a new home in Calpella, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Calpella, CA or getting it ready for the market.
Identify the new home you want to buy in Calpella, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Calpella, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Calpella, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Calpella, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Calpella, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Calpella, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Calpella, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Calpella, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Calpella, California offer several benefits to individuals looking to buy a new home before selling their existing one. These loans provide quick access to funds, allowing buyers to secure a new property without having to wait for their current home to sell. Demographically, Calpella is a small community located in Mendocino County. It has a population of approximately 679 residents, offering a close-knit and tight community feel. The town is known for its rural charm, making it an ideal location for those seeking a peaceful and serene living environment. The housing market in Calpella is relatively stable, with a mix of single-family homes and ranch-style properties. The median home value in Calpella is around $460,000, making it an affordable option for homebuyers. Bridge loans can help bridge the financial gap for those looking to upgrade or relocate within the area. Main attractions in Calpella include beautiful vineyards and wineries, offering residents and visitors a taste of California's renowned wine country. Outdoor enthusiasts can also enjoy hiking, fishing, and camping in the nearby Russian River area, providing ample opportunities for recreational activities in the natural surroundings.
Benefits of Bridge Loans in Calpella, California
