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Navigating the process of buying a new home in Campbell, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Campbell, CA or getting it ready for the market.
Identify the new home you want to buy in Campbell, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Campbell, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Campbell, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Campbell, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Campbell, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Campbell, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Campbell, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Campbell, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Campbell, California offer a convenient financing option for homeowners looking to purchase a new property before selling their existing one. This allows for smoother transitions between homes without the need to wait for the current property to sell. Demographically, Campbell is a diverse and vibrant city located in the heart of Silicon Valley. With a mix of young professionals, families, and retirees, the community is known for its strong sense of community and excellent schools, making it an attractive place to live. In terms of the housing market, Campbell offers a mix of single-family homes, townhouses, and apartments. The market is competitive, with prices steadily increasing over the past few years. Bridge loans can help buyers secure their dream home in this desirable location. Some main attractions in Campbell include the historic downtown area with its boutique shops and restaurants, the Campbell Community Center, and the Los Gatos Creek Trail for outdoor enthusiasts. The city also hosts various events and festivals throughout the year, adding to its charm.
Benefits of Bridge Loans in Campbell, California
