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Navigating the process of buying a new home in Campo Seco, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Campo Seco, CA or getting it ready for the market.
Identify the new home you want to buy in Campo Seco, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Campo Seco, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Campo Seco, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Campo Seco, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Campo Seco, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Campo Seco, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Campo Seco, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Campo Seco, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer flexibility to homebuyers in Campo Seco by allowing them to purchase a new home before selling their existing one. This ensures a smoother transition without the stress of timing constraints. Campo Seco, California, is a diverse community with a population that values natural beauty and community engagement. The town boasts a mix of residents from different cultural backgrounds, creating a rich tapestry of traditions and experiences. The housing market in Campo Seco is competitive yet offers a range of options for buyers. The median home price is reasonable, making it an attractive location for first-time homebuyers and those looking for a peaceful retreat away from the urban hustle. Main attractions in Campo Seco include the historic Campo Seco Cemetery, a serene spot that tells the tales of the town's past residents, and the picturesque Campo Seco Vineyards, where visitors can enjoy wine tastings amidst stunning vineyard views.
Benefits of Bridge Loans in Campo Seco, California
