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Navigating the process of buying a new home in Camptonville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Camptonville, CA or getting it ready for the market.
Identify the new home you want to buy in Camptonville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Camptonville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Camptonville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Camptonville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Camptonville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Camptonville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Camptonville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Camptonville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Camptonville offer a convenient financing option for those needing to bridge the gap between the purchase of a new home and the sale of their existing one. These short-term loans provide quick access to funds, enabling homeowners to seize opportunities in the competitive real estate market. The demographics of Camptonville, California, showcase a quaint town with a population that values community and nature. With a mix of locals and newcomers, this close-knit community offers a peaceful living environment with a strong sense of belonging. The housing market in Camptonville presents a blend of historic homes and modern properties, catering to diverse preferences. Bridge loans facilitate smooth transactions in this market, allowing buyers to act swiftly and secure their dream home amidst rising demand. Camptonville boasts attractions such as the Yuba River and Tahoe National Forest, offering residents and visitors a range of outdoor activities like hiking, fishing, and camping. The town's rich history and natural beauty make it an ideal location for those seeking a serene yet adventurous lifestyle.
Benefits of Bridge Loans in Camptonville, California
