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Navigating the process of buying a new home in Cantua Creek, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Cantua Creek, CA or getting it ready for the market.
Identify the new home you want to buy in Cantua Creek, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Cantua Creek, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Cantua Creek, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Cantua Creek, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Cantua Creek, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Cantua Creek, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Cantua Creek, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Cantua Creek, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Cantua Creek, California offer a vital financial solution for individuals and families looking to transition smoothly between the sale of their current home and the purchase of a new one. These loans provide immediate funds to secure a new property without the need to wait for the sale of the existing property, making the buying process more convenient and less stressful. Demographically, Cantua Creek is a small, close-knit community located in West Fresno County. The population is diverse, with a mix of Hispanic and Caucasian residents. The town is known for its agricultural roots, and many residents work in farming and related industries. The community values its rural lifestyle and strong sense of community. When it comes to the housing market in Cantua Creek, California, it is characterized by a mix of single-family homes, ranch properties, and vacant land. The market is relatively stable, with affordable housing options available for first-time buyers as well as those looking for larger properties. Bridge loans can help individuals take advantage of these opportunities by providing flexible financing options.
Benefits of Bridge Loans in Cantua Creek, California