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Navigating the process of buying a new home in Capay, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Capay, CA or getting it ready for the market.
Identify the new home you want to buy in Capay, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Capay, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Capay, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Capay, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Capay, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Capay, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Capay, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Capay, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Capay, California offer a solution for individuals who need funds quickly to purchase a new home before selling their current one. These loans provide flexibility and convenience, allowing buyers to bridge the gap between the sale of their existing property and the purchase of a new one. Capay, California, is a scenic rural area with a diverse population. The demographics include a mix of families, retirees, and young professionals. The community is known for its strong sense of community and beautiful natural surroundings, making it an attractive place to live. The housing market in Capay, California, is competitive yet offers a variety of options for different budgets. With the help of bridge loans, buyers can act quickly on attractive properties, giving them a competitive edge in the market. The real estate market in Capay is stable and offers potential for growth, making it a sound investment. Capay, California, boasts several main attractions that draw visitors and residents alike. From the Cache Creek Casino Resort to the Capay Valley Vineyards, there is something for everyone to enjoy. Outdoor enthusiasts can explore Cache Creek Regional Park or go hiking in the nearby foothills, adding to the appeal of living in this vibrant community.
Benefits of Bridge Loans in Capay, California
