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Navigating the process of buying a new home in Capitola, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Capitola, CA or getting it ready for the market.
Identify the new home you want to buy in Capitola, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Capitola, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Capitola, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Capitola, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Capitola, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Capitola, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Capitola, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Capitola, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Capitola, California offer numerous benefits for homebuyers and investors. They provide short-term financing solutions for individuals looking to purchase a new property before selling their current one. This flexibility can help avoid delays and secure desirable properties quickly. Capitola, California, is a picturesque coastal town known for its vibrant community and stunning beaches. The town boasts a diverse population, with residents ranging from young families to retirees. Its welcoming atmosphere makes it an appealing location for individuals looking to settle down in a peaceful seaside setting. The housing market in Capitola presents a mix of single-family homes, condominiums, and luxury properties. With a median home price above the national average, Capitola offers lucrative investment opportunities for those looking to capitalize on the town's growing real estate market. Some of the main attractions in Capitola include the iconic Capitola Beach, which attracts visitors with its sandy shores and charming village. The nearby Capitola Wharf offers fishing and dining experiences with panoramic ocean views, making it a popular destination for locals and tourists alike.
Bridge Loans in Capitola, California
