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Navigating the process of buying a new home in Cardiff By The Sea, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Cardiff By The Sea, CA or getting it ready for the market.
Identify the new home you want to buy in Cardiff By The Sea, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Cardiff By The Sea, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Cardiff By The Sea, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Cardiff By The Sea, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Cardiff By The Sea, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Cardiff By The Sea, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Cardiff By The Sea, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Cardiff By The Sea, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Cardiff By The Sea, California offer numerous benefits to homeowners and real estate investors. These short-term loans provide quick access to funds for purchasing a new property before selling an existing one, allowing individuals to secure their dream homes without the hassle of contingencies. Cardiff By The Sea, located in Encinitas, California, boasts a diverse population with a strong sense of community. The area is known for its excellent school districts, making it an attractive location for families. The median household income is above the national average, reflecting the area's prosperity. The housing market in Cardiff By The Sea is competitive yet rewarding. With a mix of traditional single-family homes and luxury properties, the real estate market caters to various preferences. The demand for housing in this picturesque coastal town remains high, with property values experiencing steady appreciation. While enjoying the benefits of bridge loans and exploring the housing market, residents and visitors in Cardiff By The Sea can immerse themselves in the area's main attractions. From the stunning beaches and scenic coastal views to the vibrant local shops and restaurants, Cardiff By The Sea offers a laid-back yet vibrant lifestyle for all to enjoy.
Bridge Loans in Cardiff By The Sea, California
