Get Approved at The Lowest Rate
Navigating the process of buying a new home in Caruthers, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Caruthers, CA or getting it ready for the market.
Identify the new home you want to buy in Caruthers, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Caruthers, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Caruthers, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Caruthers, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Caruthers, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Caruthers, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Caruthers, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Caruthers, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Caruthers, California provide flexibility for homeowners who need to finance a new home before selling their current one. These loans offer short-term financing to bridge the gap between the purchase of a new home and the sale of the existing one, allowing homeowners to make a competitive offer without waiting for their property to sell. Caruthers, California, is a small rural community located in Fresno County. The town has a population of around 2,000 residents and offers a tight-knit community feel. The median household income in Caruthers is around the national average, making it an affordable place to live. The housing market in Caruthers is stable with a mix of single-family homes and ranch-style properties. The median home price is below the California average, making it an attractive option for first-time homebuyers or those looking for a more affordable housing market. Bridge loans can help buyers access funds quickly and secure their dream home in this competitive market. While Caruthers is a small town, it offers a variety of attractions for residents and visitors. The town is known for its agricultural roots, with many farms and orchards in the surrounding area. Residents can enjoy outdoor activities like hiking, fishing, and exploring the local parks and nature reserves.
Bridge Loans in Caruthers, California
