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Navigating the process of buying a new home in Casmalia, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Casmalia, CA or getting it ready for the market.
Identify the new home you want to buy in Casmalia, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Casmalia, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Casmalia, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Casmalia, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Casmalia, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Casmalia, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Casmalia, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Casmalia, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Casmalia provide a crucial financial lifeline for residents looking to buy a new home before selling their existing property. This short-term financing option bridges the gap between the purchase of a new home and the sale of the current one, allowing for a smoother transition without the stress of timing constraints. Demographics: Casmalia, California, is a small community with a population of approximately 138 residents. The town has a warm and welcoming atmosphere, making it an ideal place for families and retirees seeking a close-knit community environment. Housing Market: The housing market in Casmalia offers a mix of single-family homes and ranch-style properties. With a median home value of $365,000, the market is relatively stable, making it an attractive option for buyers looking for affordable housing options in a serene location. Main Attractions: Casmalia is known for its picturesque vineyards and wineries, offering residents and visitors the chance to experience the beauty of California's wine country. The town also boasts scenic hiking trails and outdoor recreational activities, making it a charming destination for nature lovers.
Benefits of Bridge Loans in Casmalia, California
