Get Approved at The Lowest Rate
Navigating the process of buying a new home in Catheys Valley, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Catheys Valley, CA or getting it ready for the market.
Identify the new home you want to buy in Catheys Valley, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Catheys Valley, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Catheys Valley, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Catheys Valley, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Catheys Valley, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Catheys Valley, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Catheys Valley, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Catheys Valley, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Catheys Valley, California offer numerous benefits to homeowners. One of the main advantages is providing quick access to funds for purchasing a new home before selling the current one. This can help prevent missed opportunities in the competitive real estate market and facilitate a smoother transition between properties. Demographically, Catheys Valley is a small, charming community located in Mariposa County. With a population of approximately 800 residents, it offers a close-knit atmosphere and a peaceful lifestyle. The area is known for its beautiful landscapes, including rolling hills, oak trees, and proximity to Yosemite National Park. In terms of the housing market, Catheys Valley experiences a mix of traditional single-family homes and sprawling ranch properties. The market is competitive, with demand driven by its proximity to major cities such as Merced and Fresno. Bridge loans can be particularly beneficial in this market to secure a new property while awaiting the sale of an existing one. Main attractions in Catheys Valley include hiking and outdoor activities in the nearby Sierra Nevada mountains, as well as cultural sites like the Mariposa Museum and History Center. The area's rich history and natural beauty make it a desirable location for both residents and visitors.
Bridge Loans in Catheys Valley, California
