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Navigating the process of buying a new home in Cedar Lane, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Cedar Lane, TX or getting it ready for the market.
Identify the new home you want to buy in Cedar Lane, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Cedar Lane, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Cedar Lane, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Cedar Lane, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Cedar Lane, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Cedar Lane, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Cedar Lane, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Cedar Lane, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Cedar Lane, Texas offer a valuable solution for homeowners looking to purchase a new property before selling their existing one. This financial tool provides temporary financing to bridge the gap between the sale of one property and the purchase of another. It allows homeowners to avoid the stress of timing constraints and enables them to secure their dream home without waiting for their current property to sell. Cedar Lane, Texas, is a vibrant community with a diverse population. The town boasts a mix of young families, professionals, and retirees, creating a dynamic and welcoming atmosphere. Residents enjoy access to top-rated schools, healthcare facilities, and recreational amenities, making Cedar Lane an ideal place to raise a family or settle down. The housing market in Cedar Lane, Texas, is characterized by a range of properties suitable for different budgets and preferences. The area offers a mix of single-family homes, townhouses, and condos, catering to varying housing needs. With competitive interest rates and favorable market conditions, Cedar Lane presents an excellent opportunity for potential homebuyers to invest in their future. Some of the main attractions in Cedar Lane, Texas, include its picturesque parks, historic landmarks, and vibrant local culture. Residents can explore the town's rich history, enjoy outdoor recreational activities, and connect with the community at local events and festivals. Cedar Lane offers a charming and laid-back lifestyle that appeals to visitors and residents alike.
Benefits of Bridge Loans in Cedar Lane, Texas
