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Navigating the process of buying a new home in Centralia, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Centralia, TX or getting it ready for the market.
Identify the new home you want to buy in Centralia, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Centralia, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Centralia, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Centralia, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Centralia, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Centralia, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Centralia, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Centralia, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Centralia, Texas offer several benefits for homebuyers. They provide a short-term financing option that allows buyers to purchase a new home before selling their existing one. This can help avoid the stress of timing the sale of one home with the purchase of another. Demographically, Centralia is a charming town with a mix of young families and retirees. The population is around 10,000 and is known for its friendly community atmosphere. The town has a strong sense of community pride and offers a range of amenities for residents. The housing market in Centralia is currently experiencing steady growth. The median home price is affordable compared to nearby metropolitan areas, making it an attractive option for first-time homebuyers. With the help of bridge loans, buyers can take advantage of this competitive market. Main attractions in Centralia include the beautiful Centralia Park, known for its scenic walking trails and family-friendly picnic areas. The town also hosts annual festivals celebrating its rich history and culture. Additionally, Centralia is located near several lakes and outdoor recreational areas, making it a great place for nature lovers.
Benefits of Bridge Loans in Centralia, Texas
