Get Approved at The Lowest Rate
Navigating the process of buying a new home in Ceres, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Ceres, CA or getting it ready for the market.
Identify the new home you want to buy in Ceres, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Ceres, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Ceres, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Ceres, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Ceres, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Ceres, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Ceres, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Ceres, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Ceres offer several advantages, particularly in a competitive real estate market. These short-term loans provide quick access to funds for buying a new home before selling the current one, enabling buyers to secure their dream home without delays. Demographically, Ceres, California, boasts a diverse population with a mix of families, professionals, and retirees. The city enjoys a moderate cost of living compared to other areas in California, making it an attractive option for those looking to settle down or invest in property. The housing market in Ceres is characterized by a variety of housing options, including single-family homes, townhouses, and apartments. The market is stable, with a steady demand for housing due to the city's amenities, schools, and proximity to major employment centers. Some of the main attractions in Ceres include the picturesque Ceres River Bluff Regional Park, ideal for outdoor activities and family picnics. The city also offers a vibrant downtown area with local shops, restaurants, and community events that bring residents together.
The Benefits of Bridge Loans in Ceres, California
