Bridge Loans: Your Key to Seamless Home Transitions in Chandler, TX

Navigating the process of buying a new home in Chandler, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Chandler, TX

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Chandler, TX or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Chandler, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Chandler, TX often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Chandler, TX to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Chandler, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Chandler, TX do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Chandler, TX may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Chandler, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Chandler, TX to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Chandler, Texas

Bridge loans in Chandler, Texas offer a flexible financing solution for homeowners who are looking to purchase a new home before selling their existing one. These loans provide the benefit of covering the down payment and purchase price of the new property, allowing individuals to secure their dream home without the need to wait for their current home to sell.

Chandler, Texas, located in Henderson County, has a population of approximately 3,100 residents. The town boasts a friendly community atmosphere, with a mix of families and retirees. Its proximity to Lake Palestine makes it an attractive destination for water sports enthusiasts and nature lovers.

The housing market in Chandler is dynamic, with a range of properties available to cater to different budget and lifestyle needs. The town offers a mix of single-family homes, waterfront properties, and rural estates. The real estate market has shown steady growth in recent years, making it a favorable location for both buyers and sellers.

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