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Navigating the process of buying a new home in Chapman Ranch, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Chapman Ranch, TX or getting it ready for the market.
Identify the new home you want to buy in Chapman Ranch, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Chapman Ranch, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Chapman Ranch, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Chapman Ranch, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Chapman Ranch, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Chapman Ranch, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Chapman Ranch, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Chapman Ranch, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Chapman Ranch, Texas offer a crucial financial solution for those in need of short-term funding to bridge the gap between selling a current property and purchasing a new one. These loans provide flexibility and enable homeowners to seize opportunities in the competitive real estate market without being tied down by the lengthy process of selling their existing home. Chapman Ranch, Texas, located in Nueces County, has a diverse demographic makeup with a mix of families, young professionals, and retirees. The community thrives on its strong sense of unity and pride, making it an attractive place to live for individuals seeking a close-knit environment. The housing market in Chapman Ranch is promising, offering a range of housing options from single-family homes to spacious estates. With steady appreciation rates, investing in real estate in this area can be a financially rewarding venture. Bridge loans provide the liquidity needed to capitalize on these opportunities quickly. Chapman Ranch boasts a variety of attractions, including scenic parks, historic sites, and local eateries. Residents and visitors can enjoy outdoor activities like hiking and fishing, explore the rich cultural heritage of the area, and dine at charming restaurants that offer a taste of Texas hospitality.
Benefits of Bridge Loans in Chapman Ranch, Texas
