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Navigating the process of buying a new home in Chester, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Chester, CA or getting it ready for the market.
Identify the new home you want to buy in Chester, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Chester, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Chester, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Chester, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Chester, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Chester, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Chester, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Chester, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans in Chester, California offer quick financing solutions to bridge the gap between the purchase of a new home and the sale of a current one. They provide flexibility, enabling homeowners to seize opportunities without having to wait for their existing property to sell. Demographics: Chester, California, has a diverse population with a mix of families, young professionals, and retirees. The town boasts a small-town charm with a tight-knit community feel, making it an ideal place for individuals seeking a peaceful and close-knit neighborhood. Housing Market: The housing market in Chester is dynamic, with a range of properties available from cozy cabins to modern family homes. Bridge loans can provide buyers with the financial leverage to secure their dream home even in a competitive market, giving them an edge over other potential buyers. Main Attractions: Chester is surrounded by natural beauty, including Lake Almanor and Lassen Volcanic National Park. Residents and visitors can enjoy outdoor activities such as hiking, fishing, and boating, making it an attractive location for nature lovers and outdoor enthusiasts.
Bridge Loans in Chester, California
