Get Approved at The Lowest Rate
Navigating the process of buying a new home in Chilcoot, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Chilcoot, CA or getting it ready for the market.
Identify the new home you want to buy in Chilcoot, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Chilcoot, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Chilcoot, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Chilcoot, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Chilcoot, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Chilcoot, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Chilcoot, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Chilcoot, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a convenient financial solution for homebuyers in Chilcoot, California, allowing them to bridge the gap between the purchase of a new home and the sale of their current one. This flexible financing option provides immediate funds for down payments, preventing delays in securing the desired property. Chilcoot, California, boasts a diverse population with a mix of young professionals, families, and retirees. The town's charming community atmosphere and proximity to outdoor recreation areas make it an appealing location for a wide range of residents looking for a peaceful yet active lifestyle. The housing market in Chilcoot, California, offers a mix of traditional single-family homes and modern condominiums, catering to various preferences. With steady appreciation rates and a competitive market, investing in real estate in Chilcoot presents a promising opportunity for both homeowners and investors. Main attractions in Chilcoot, California, include the stunning Sierra Nevada mountains, offering hiking, skiing, and other outdoor activities. The town's historic sites, local parks, and cultural events provide residents and visitors with numerous opportunities for recreation and exploration.
Benefits of Bridge Loans in Chilcoot, California
