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Navigating the process of buying a new home in Chino, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Chino, CA or getting it ready for the market.
Identify the new home you want to buy in Chino, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Chino, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Chino, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Chino, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Chino, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Chino, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Chino, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Chino, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer the advantage of providing immediate funds for purchasing a new property while waiting for the sale of an existing one. This can help avoid missing out on a dream home and provides flexibility in real estate transactions. Chino, California, boasts a diverse population with a mix of cultures and age groups. The city has a strong community feel and offers a range of amenities for residents, including parks, schools, and shopping centers. The housing market in Chino is vibrant, with a diverse range of properties available to suit different budgets and preferences. The real estate market in Chino has shown stability and growth over the years, making it an attractive location for both homebuyers and investors. Main attractions in Chino include the Planes of Fame Air Museum, Prado Regional Park, and Chino Town Square. These attractions provide recreational options for residents and visitors, adding to the overall appeal of living in Chino.
Benefits of Bridge Loans in Chino, California
