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Navigating the process of buying a new home in Chireno, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Chireno, TX or getting it ready for the market.
Identify the new home you want to buy in Chireno, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Chireno, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Chireno, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Chireno, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Chireno, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Chireno, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Chireno, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Chireno, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a convenient solution for homebuyers in Chireno, Texas, by providing short-term financing to bridge the gap between the purchase of a new home and the sale of the current one. This allows buyers to secure their new property without being contingent on selling their existing one, making the buying process smoother and less stressful. Chireno, with a population of around 400 residents, boasts a tight-knit community feel, ideal for those seeking a peaceful and serene living environment. The town is known for its rich history and friendly locals, making it a welcoming place for new residents and families looking to settle down. The housing market in Chireno offers diverse options, from historic homes to modern constructions, catering to various preferences and budgets. With the help of bridge loans, potential homeowners can explore these housing opportunities with greater flexibility and ease, ensuring they find the perfect property to call home. Chireno is surrounded by picturesque natural landscapes, providing residents with opportunities for outdoor activities such as hiking, fishing, and camping. Additionally, the town is in close proximity to cultural attractions like museums and historical sites, offering a blend of small-town charm and engaging experiences for all.
Benefits of Bridge Loans in Chireno, Texas
