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Navigating the process of buying a new home in Chowchilla, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Chowchilla, CA or getting it ready for the market.
Identify the new home you want to buy in Chowchilla, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Chowchilla, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Chowchilla, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Chowchilla, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Chowchilla, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Chowchilla, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Chowchilla, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Chowchilla, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Chowchilla, California offer a flexible financing solution for individuals seeking to purchase a new home before selling their current one. These loans provide quick access to funds, allowing borrowers to secure their dream home without the stress of timing. Chowchilla, a small town located in Madera County, California, has a diverse population with a mix of families, young professionals, and retirees. The town boasts a strong sense of community, with various local events and activities that bring residents together. The housing market in Chowchilla is stable, with a range of options available for buyers. From cozy family homes to spacious ranch-style properties, Chowchilla caters to various preferences and budgets. Bridge loans can help buyers navigate the competitive market and secure their desired property. Chowchilla is known for its picturesque outdoor destinations, including Fossil Discovery Center, Sports Complex, and Rotary Park. These attractions offer opportunities for hiking, picnicking, and other recreational activities, making Chowchilla an ideal place for nature lovers.
Benefits of Bridge Loans in Chowchilla, California
