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Navigating the process of buying a new home in Christoval, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Christoval, TX or getting it ready for the market.
Identify the new home you want to buy in Christoval, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Christoval, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Christoval, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Christoval, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Christoval, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Christoval, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Christoval, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Christoval, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Christoval offer quick access to funds for homebuyers to purchase a new property before selling their existing one, avoiding the stress of timing constraints in the real estate market. Christoval, Texas, boasts a population of around 500 residents, creating a tight-knit community with a strong sense of camaraderie. The area's demographics comprise mainly of families and retirees, providing a peaceful and welcoming environment. The housing market in Christoval is stable, with a mix of traditional ranch-style homes and modern properties. The average home price is competitive, making it an attractive location for those seeking affordable yet charming housing options. Some of the main attractions in Christoval include the Christoval Vineyards and Winery, offering tours and tastings, as well as the Christoval Community Center, which hosts various events and activities for residents and visitors to enjoy.
Benefits of Bridge Loans in Christoval, Texas