Get Approved at The Lowest Rate
Navigating the process of buying a new home in Citrus Heights, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Citrus Heights, CA or getting it ready for the market.
Identify the new home you want to buy in Citrus Heights, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Citrus Heights, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Citrus Heights, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Citrus Heights, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Citrus Heights, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Citrus Heights, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Citrus Heights, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Citrus Heights, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Citrus Heights provide a flexible financing option for homeowners looking to purchase a new home before selling their existing one. These loans bridge the gap between the sale of your current home and the purchase of a new one, offering quick access to funds. Demographically, Citrus Heights boasts a diverse population with a mix of young professionals, families, and retirees. The city's convenient location, ample amenities, and good schools make it an attractive place to live for people of all ages and backgrounds. The housing market in Citrus Heights is competitive yet diverse, offering a range of housing options from single-family homes to townhouses and condos. With steady appreciation rates, investing in real estate in Citrus Heights is a wise decision for both homeowners and investors. Among the main attractions in Citrus Heights are the Rusch Botanical Gardens, Arcade Creek Park Preserve, and the Sunrise Mall, providing residents with ample opportunities for outdoor recreation and shopping.
Benefits of Bridge Loans in Citrus Heights, California
