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Navigating the process of buying a new home in Clarksburg, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Clarksburg, CA or getting it ready for the market.
Identify the new home you want to buy in Clarksburg, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Clarksburg, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Clarksburg, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Clarksburg, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Clarksburg, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Clarksburg, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Clarksburg, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Clarksburg, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a valuable financial solution for homeowners in Clarksburg by providing quick access to funds for purchasing a new home before selling their current one. This helps avoid the stress of timing the sale of their existing property with the purchase of a new one. Demographics: Clarksburg, California, is a small, close-knit community with a population of around X residents. The town boasts a rich agricultural history, with many residents engaged in farming and winemaking activities. Housing Market: The housing market in Clarksburg is vibrant, with a mix of historic homes and modern developments. The median home price is $X, making it an attractive option for homebuyers looking for affordable housing near Sacramento. Main Attractions: Clarksburg is renowned for its scenic beauty, including the Sacramento River Delta and Clarksburg Wine Country. Residents and visitors alike can enjoy wine tasting tours, outdoor activities, and local festivals that celebrate the town's agricultural heritage.
Benefits of Bridge Loans in Clarksburg, California
