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Navigating the process of buying a new home in Clayton, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Clayton, CA or getting it ready for the market.
Identify the new home you want to buy in Clayton, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Clayton, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Clayton, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Clayton, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Clayton, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Clayton, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Clayton, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Clayton, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Clayton, California offer quick access to financing for homeowners needing to bridge the gap between the purchase of a new home and the sale of their current one. This type of loan provides flexibility and enables individuals to secure their dream home without the stress of contingencies. Clayton, California, is a charming town known for its tight-knit community and excellent school system. The demographics skew towards families and professionals seeking a peaceful suburban lifestyle within easy reach of the bustling city of San Francisco. The housing market in Clayton is competitive, with a mix of single-family homes and luxury estates. Bridge loans can be instrumental in securing properties in this desirable market, allowing buyers to act quickly and confidently when making offers. Main attractions in Clayton include the picturesque Mt. Diablo State Park, offering outdoor enthusiasts hiking and biking opportunities with stunning panoramic views. The downtown area is filled with boutique shops, restaurants, and community events, creating a vibrant yet laid-back atmosphere.
The Benefits of Bridge Loans in Clayton, California
