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Navigating the process of buying a new home in Clifton, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Clifton, TX or getting it ready for the market.
Identify the new home you want to buy in Clifton, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Clifton, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Clifton, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Clifton, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Clifton, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Clifton, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Clifton, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Clifton, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans in Clifton, Texas provide quick financing options for homeowners looking to bridge the gap between the sale of their current home and the purchase of a new one. They offer flexibility in terms of repayment and can help avoid the need for a contingent offer, giving buyers a competitive edge in the real estate market. Demographics: Clifton, Texas, is a charming town with a population of approximately 3,400 residents. The community is known for its strong sense of unity and rich cultural heritage. The town boasts a mix of families, young professionals, and retirees, creating a diverse and welcoming environment. Housing Market: The housing market in Clifton is experiencing steady growth, with an increase in both new construction and property values. The availability of bridge loans has made it easier for buyers to invest in the area, leading to a rise in demand for residential properties and a competitive market for sellers. Main Attractions: Clifton offers a range of attractions, including the Bosque Museum, known for its historical exhibits, and the beautiful Meridian State Park, which provides outdoor recreational opportunities for residents and visitors alike. The town's quaint downtown area features unique shops, restaurants, and galleries, adding to its appeal as a desirable place to live.
Bridge Loans in Clifton, Texas
