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Navigating the process of buying a new home in Clute, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Clute, TX or getting it ready for the market.
Identify the new home you want to buy in Clute, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Clute, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Clute, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Clute, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Clute, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Clute, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Clute, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Clute, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans in Clute, Texas offer a convenient solution for homeowners who need to buy a new property before selling their current one. They provide short-term financing, helping bridge the financial gap between the purchase of a new home and the sale of the existing one. Demographics: Clute, Texas, is a vibrant city with a diverse population. The community is known for its friendly residents and strong sense of community. The city has a mix of young professionals, families, and retirees, creating a dynamic and inclusive environment. Housing Market: Clute's housing market is robust, offering a range of housing options from single-family homes to apartments. The real estate market is competitive, with steady appreciation in property values. Bridge loans can give buyers a competitive edge in this market by enabling them to make quick offers on desirable properties. Main Attractions: Clute boasts a variety of attractions, including the Sea Center Texas, a marine aquarium and education center. Outdoor enthusiasts can enjoy activities at the nearby Quintana Beach County Park. The city's rich cultural heritage is showcased at the Brazosport Museum of Natural Science.
Bridge Loans in Clute, Texas
