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Navigating the process of buying a new home in Coarsegold, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Coarsegold, CA or getting it ready for the market.
Identify the new home you want to buy in Coarsegold, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Coarsegold, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Coarsegold, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Coarsegold, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Coarsegold, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Coarsegold, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Coarsegold, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Coarsegold, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Coarsegold, California offer a flexible financing option for those looking to purchase a new home before selling their existing one. This can help avoid the stress of timing issues and allows for a smoother transition between properties. Demographics: Coarsegold, California boasts a diverse population with a mix of families, retirees, and young professionals. The community is known for its friendly atmosphere and strong sense of community spirit. Housing Market: The housing market in Coarsegold is currently experiencing steady growth, making it an appealing location for both buyers and sellers. With a range of housing options available, from cozy single-family homes to spacious estates, there's something for everyone in this picturesque town. Main Attractions: Coarsegold is surrounded by natural beauty, with nearby attractions such as Yosemite National Park and Sierra National Forest. Residents can enjoy outdoor activities like hiking, fishing, and camping, making it an ideal location for nature enthusiasts.
Benefits of Bridge Loans in Coarsegold, California
