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Navigating the process of buying a new home in Columbia, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Columbia, CA or getting it ready for the market.
Identify the new home you want to buy in Columbia, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Columbia, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Columbia, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Columbia, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Columbia, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Columbia, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Columbia, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Columbia, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer the benefit of providing short-term financing to bridge the gap between the purchase of a new property and the sale of an existing one in Columbia, California. This can help homeowners secure their dream home without the need to wait for their current property to sell. Columbia, California, is a historical town with a population of approximately 2,000 residents. The town boasts a diverse community with a mix of families, young professionals, and retirees. The area is known for its rich history dating back to the Gold Rush era. The housing market in Columbia, California, is competitive with a mix of historic homes and modern properties. Bridge loans can provide buyers with the flexibility to make strong offers on homes in this competitive market while awaiting the sale of their current property. Some main attractions in Columbia include Columbia State Historic Park, where visitors can experience life in a Gold Rush town, explore historic buildings, and enjoy events and activities throughout the year. Additionally, nearby outdoor attractions such as Yosemite National Park offer recreational opportunities for residents and visitors alike.
Bridge Loans in Columbia, California
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