Get Approved at The Lowest Rate
Navigating the process of buying a new home in Colusa, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Colusa, CA or getting it ready for the market.
Identify the new home you want to buy in Colusa, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Colusa, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Colusa, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Colusa, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Colusa, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Colusa, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Colusa, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Colusa, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Colusa, California offer a unique financing solution for homeowners looking to purchase a new home before selling their current one. These loans provide the flexibility and convenience of accessing funds quickly to secure the new property without having to wait for the sale of the existing home. Demographics in Colusa, California, reveal a diverse community with a mix of families, young professionals, and retirees. The city's population is around 5,971, with a median household income of $49,444. The area boasts a rich cultural heritage and a strong sense of community, making it an attractive place to call home. The housing market in Colusa, California, offers a range of options for buyers, from charming historic homes to modern new developments. With a median home value of $275,500, the market is considered affordable compared to neighboring areas. Bridge loans can help buyers navigate the competitive market and secure their dream home. Colusa, California, is known for its scenic beauty and outdoor recreational opportunities. Residents and visitors can enjoy exploring the Colusa National Wildlife Refuge, taking a stroll along the Sacramento River, or visiting the Colusa Casino Resort for entertainment. The city's vibrant downtown area also features local shops and restaurants, adding to its appeal.
Bridge Loans in Colusa, California
