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Navigating the process of buying a new home in Comptche, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Comptche, CA or getting it ready for the market.
Identify the new home you want to buy in Comptche, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Comptche, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Comptche, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Comptche, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Comptche, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Comptche, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Comptche, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Comptche, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Comptche offer flexibility to homeowners by providing short-term financing to bridge the gap between the purchase of a new home and the sale of the current one. This can help avoid contingent offers and enable quick transactions. Comptche, California, is a peaceful rural community with a population of approximately 500 residents. The area boasts a rich history, stunning natural landscapes, and a close-knit community feel, making it an ideal place for those seeking a tranquil lifestyle. The housing market in Comptche offers a mix of modest single-family homes and larger estates, with a median home price of around $700,000. Bridge loans can help buyers secure their dream home in this competitive market, providing the necessary funds for a smooth transition. Some of the main attractions in Comptche include the scenic Navarro River, perfect for kayaking and fishing, as well as the nearby Mailliard Redwoods State Natural Reserve, offering hiking opportunities amidst towering redwoods. The area also features quaint local shops and restaurants for residents to enjoy.
The Benefits of Bridge Loans in Comptche, California
