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Navigating the process of buying a new home in Concepcion, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Concepcion, TX or getting it ready for the market.
Identify the new home you want to buy in Concepcion, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Concepcion, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Concepcion, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Concepcion, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Concepcion, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Concepcion, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Concepcion, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Concepcion, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Concepcion, Texas offer numerous benefits to individuals looking to finance the purchase of a new home while awaiting the sale of their current property. These short-term loans provide financial flexibility and can help avoid the stress of timing the sale and purchase of homes simultaneously. Concepcion, Texas, a charming town with a population of approximately 300 residents, boasts a diverse community with a rich cultural heritage. The town is known for its friendly locals and strong sense of community, making it an ideal place to raise a family or retire peacefully. The housing market in Concepcion, Texas, is currently experiencing steady growth, with a range of affordable housing options available for buyers. The market offers a mix of traditional single-family homes and modern condos, catering to a variety of preferences and budgets. Some of the main attractions in Concepcion include the historic Mission Concepcion, a UNESCO World Heritage Site, and the scenic Concepcion River, perfect for outdoor activities such as fishing and picnicking. Additionally, the town hosts various cultural events and festivals that showcase its vibrant community spirit.
Bridge Loans in Concepcion, Texas
