Get Approved at The Lowest Rate
Navigating the process of buying a new home in Copperopolis, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Copperopolis, CA or getting it ready for the market.
Identify the new home you want to buy in Copperopolis, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Copperopolis, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Copperopolis, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Copperopolis, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Copperopolis, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Copperopolis, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Copperopolis, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Copperopolis, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Copperopolis, California offer borrowers the flexibility to purchase a new home before selling their existing property. This can help avoid the stress of temporary housing arrangements and allow for a smoother transition between homes. Copperopolis, California, is a charming town with a population of approximately 4,000 residents. The demographics skew towards families and retirees seeking a peaceful lifestyle surrounded by nature and outdoor activities. The housing market in Copperopolis is diverse, offering a range of options from cozy cabins to luxury estates. With the picturesque surroundings of the Sierra Nevada foothills, properties in Copperopolis often retain their value well, making it an attractive investment. Some main attractions in Copperopolis include the beautiful Lake Tulloch for water activities, the Saddle Creek Resort for golf enthusiasts, and the nearby Calaveras Big Trees State Park for hiking and exploring nature.
Benefits of Bridge Loans in Copperopolis, California
