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Navigating the process of buying a new home in Coulterville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Coulterville, CA or getting it ready for the market.
Identify the new home you want to buy in Coulterville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Coulterville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Coulterville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Coulterville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Coulterville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Coulterville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Coulterville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Coulterville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
In Coulterville, California, bridge loans offer numerous benefits to homeowners and buyers. Bridge loans provide short-term financing to bridge the gap between the purchase of a new property and the sale of an existing one. They offer flexibility, allowing individuals to make a competitive offer on a new home without being contingent on selling their current one. Coulterville, located in Mariposa County, has a population of approximately 2000 residents. The town boasts a historic charm with Victorian-style buildings and a rich gold rush history. The demographics include a mix of families, retirees, and working professionals, creating a diverse and close-knit community. The housing market in Coulterville is attractive for buyers looking for a peaceful retreat. With a mix of historic homes and newer developments, the real estate prices offer affordability compared to neighboring cities. Bridge loans can help individuals secure properties in this competitive market while leveraging their existing assets. Some main attractions in Coulterville include the historic Coulter Café, the John Muir Geotourism Center, and proximity to Yosemite National Park. Residents and visitors can enjoy outdoor activities like hiking, fishing, and exploring the nearby forests, making Coulterville a desirable location for nature enthusiasts.
Bridge Loans in Coulterville, California
