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Navigating the process of buying a new home in Courtland, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Courtland, CA or getting it ready for the market.
Identify the new home you want to buy in Courtland, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Courtland, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Courtland, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Courtland, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Courtland, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Courtland, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Courtland, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Courtland, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Courtland, California offer quick access to funds, allowing borrowers to bridge the gap between the purchase of a new home and the sale of their existing one. This flexibility can be beneficial for individuals looking to move without the stress of a contingency clause in their offer. Demographics Courtland, California, boasts a diverse population with a mix of young families, professionals, and retirees. The community values its rich agricultural heritage and close-knit small-town vibe. Residents enjoy a high quality of life with access to excellent schools and a strong sense of community. The housing market in Courtland, California, is competitive yet offers a range of options for buyers. From historic Victorian homes along tree-lined streets to modern waterfront properties along the Sacramento River, there is something for every taste and budget. Median home prices have been steadily increasing, making it a lucrative market for sellers. Courtland, California, is a charming town known for its picturesque vineyards, waterfront dining, and scenic river trails. Residents and visitors can enjoy wine tasting, boating, and cycling in the beautiful Delta region. The town's rich history is evident in its historic buildings and museums, making it a wonderful place to explore and call home.
Benefits of Bridge Loans in Courtland, California
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