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Navigating the process of buying a new home in Crestline, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Crestline, CA or getting it ready for the market.
Identify the new home you want to buy in Crestline, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Crestline, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Crestline, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Crestline, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Crestline, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Crestline, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Crestline, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Crestline, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Crestline, California offer numerous benefits to borrowers. These short-term loans provide quick access to funds, allowing individuals to bridge the gap between the purchase of a new home and the sale of their current property. This can be especially useful when timing is crucial and can help avoid missed opportunities in the real estate market. Crestline, California, located in the San Bernardino Mountains, boasts a diverse demographic profile. With a mix of young families, retirees, and professionals, the community offers a blend of lifestyles. The town's close-knit neighborhood feel and access to outdoor activities like hiking and fishing make it an attractive place to live for a wide range of individuals. The housing market in Crestline, California, has shown resilience and growth in recent years. With a range of housing options from cozy mountain cabins to modern family homes, the market caters to various preferences. Property values have been on the rise, making it an opportune time for potential buyers and sellers to take advantage of the market conditions. Aside from its housing market, Crestline, California, is home to a variety of main attractions. The San Bernardino National Forest offers endless opportunities for outdoor adventures, including hiking trails, camping sites, and beautiful scenic views. Lake Gregory provides a perfect setting for water-based activities such as swimming, fishing, and boating, making it a popular spot for locals and visitors alike.
The Benefits of Bridge Loans in Crestline, California
