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Navigating the process of buying a new home in Creston, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Creston, CA or getting it ready for the market.
Identify the new home you want to buy in Creston, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Creston, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Creston, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Creston, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Creston, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Creston, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Creston, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Creston, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Creston, California offer a convenient financing solution for homeowners looking to purchase a new home before selling their current one. These loans provide short-term funding to bridge the gap between the sale of the existing property and the purchase of the new one, helping buyers secure their dream home without the stress of timing constraints. Demographics Creston, California, a charming town located in San Luis Obispo County, has a population of approximately X residents. The town boasts a diverse community, with a mix of families, young professionals, and retirees. The median household income in Creston is above the state average, making it an attractive destination for those seeking a high quality of life. Housing Market The housing market in Creston, California, is characterized by a strong demand for residential properties. With a median home value of $X, the market offers a mix of single-family homes, townhouses, and condominiums to cater to different preferences. The real estate market in Creston is known for its stability and steady appreciation, making it a lucrative investment for homeowners. Main Attractions Creston, California, is home to several main attractions that draw visitors and residents alike. From the scenic wineries and vineyards to the picturesque hiking trails, Creston offers a myriad of outdoor activities for nature enthusiasts. The town also hosts annual events like the Creston Rodeo, attracting crowds from neighboring areas and fostering a strong sense of community.
Benefits of Bridge Loans in Creston, California
