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Navigating the process of buying a new home in Cutler, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Cutler, CA or getting it ready for the market.
Identify the new home you want to buy in Cutler, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Cutler, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Cutler, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Cutler, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Cutler, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Cutler, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Cutler, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Cutler, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits: Bridge loans provide a convenient financing option for homeowners in Cutler who need to purchase a new property before selling their current one. They offer flexibility in timing, allowing for seamless transitions between homes without the pressure of immediate sales. Additionally, bridge loans can help avoid contingent offers and potentially secure better deals on new purchases. Demographics: Cutler is a diverse community in California with a mix of Hispanic, White, and other populations. The town has a close-knit feel with a significant number of families residing here. The median household income is around the national average, making it an attractive location for middle-income families. Housing Market: Cutler's housing market is competitive yet stable, with a range of single-family homes and some multi-unit properties available. The median home price is relatively affordable compared to nearby cities, offering opportunities for first-time buyers and investors alike. Bridge loans can help leverage these market conditions for prospective buyers. Main Attractions: Cutler boasts picturesque views of the Sierra Nevada mountains and is known for its citrus orchards, providing a scenic and tranquil living environment. The community is also close to popular destinations like Sequoia and Kings Canyon National Parks, offering ample outdoor recreational opportunities for residents and visitors.
Benefits of Bridge Loans in Cutler, California
